Capital Solutions
Flexible, transparent funding options designed for where your business is today — and where you want to take it tomorrow.
Our Products
Every business is different. That's why we offer multiple funding structures — so you get capital on terms that work for your specific situation.
When your business needs operating cash — to cover payroll, purchase inventory, bridge a seasonal gap, or seize a time-sensitive opportunity — a working capital loan delivers the funds quickly without requiring collateral in many cases.
We work with a broad network of funding partners to find the right rate and term structure for your business profile and goals.
Revenue-based financing (RBF) is one of the most flexible options available to growing businesses. Instead of fixed payments, repayment is tied to a percentage of your monthly revenue — so payments naturally scale with your business performance.
This structure is ideal for businesses with strong recurring revenue, seasonal fluctuations, or those who want repayment flexibility without surrendering equity.
You've proven your concept. Now it's time to scale. Whether you're opening a second location, expanding your team, launching a new product line, or acquiring a competitor — growth takes capital, and traditional banks are rarely fast enough or flexible enough to help.
Farnsworth Financial Group specializes in growth-stage funding for established businesses ready to take the next major step.
If your business is profitable on paper but cash-poor because customers take 30, 60, or 90 days to pay — invoice financing can unlock the capital trapped in your receivables immediately, without waiting.
This is not a loan — it's an advance against money already owed to you. Your invoices become immediate working capital.
The right equipment can transform your business — but the upfront cost shouldn't stop you. Equipment financing lets you acquire the assets you need now, with payments structured around the productive life of the asset itself.
From commercial kitchen equipment to construction machinery to medical devices — if it drives your business, we can help you finance it.
Do You Qualify?
Exact requirements vary by product. The best way to find out is to connect with Justin directly — but here's a general overview.
Most programs require at least 6 months in operation. Some growth programs prefer 1–2+ years. Startups may have limited options but are welcome to inquire.
Minimum monthly revenue of $10,000–$15,000 is typically required. Higher revenue opens access to larger funding amounts and better terms.
We work with a range of credit profiles. A strong credit score helps, but many of our programs prioritize business revenue over personal credit scores.
We serve most industries including retail, construction, healthcare, food service, professional services, and more. Some restricted industries may apply.
Typically 3–6 months of recent bank statements. Some programs require tax returns or financial statements. We'll tell you exactly what's needed upfront.
We primarily serve US-based businesses. Iowa businesses receive priority attention, but we work with clients across the country.
Common Questions
Many of our clients receive funding decisions within 24–72 hours of submitting their application. Funding can often hit your account within 24 hours of approval. Timing varies based on the product and your documentation readiness.
We do not perform a hard credit pull during the initial application or consultation phase. A hard inquiry may be required later in the underwriting process, and we will always notify you before that occurs.
Typically, we need 3–6 months of recent business bank statements, a completed application, and basic business information. Depending on the funding amount and product, we may request tax returns or financial statements. Justin will tell you exactly what's needed for your specific situation.
Funding amounts range from $10,000 to $500,000 or more, depending on your revenue, time in business, and the specific product. Justin will help you identify the realistic range based on your profile before any formal application.
No. Our initial consultation and application process are completely free with no obligation. You only pay if you choose to accept a funding offer.
Absolutely. Many of our best clients came to us after being declined by traditional banks. Alternative funding products have different qualification criteria that often favor businesses with strong revenue even if their credit profile or collateral doesn't meet bank standards.
There's no obligation and no hard credit pull to get started. Contact Justin today for a free consultation.
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